One owner rambler available for the first time! 4 bed, 2 bath cozy home located in south St Cloud, one block from Munsinger Gardens. Both levels fully finished. Main level features kitchen dining combo, large living room, 3 bedrooms, and one full bathroom. The tub in the main level bathroom was converted to a walk-in tub. Tub section fits back into place to convert back to regular tub when needed. Lower level features a large utility room, workshop, living room, 3/4 bathroom, and a 4th non-conforming bedroom or office. An addition of an egress window would make it a legal bedroom.New vinyl windows throughout the home, newer high efficient furnace. A new updated circuit panel was also installed. Outside features a large 2 car detached garage and 2 storage sheds. Well-landscaped yard with concrete sidewalks and a newer roof. Bones of the home are great. Some minor cosmetic updates will update the house nicely. Pictures show the flooring of the closets which has hardwood flooring throughout the whole house under the carpet. Home is move-in ready and a quick close is possible!